Definitions
In these Terms & Conditions, the following definitions apply unless the context requires otherwise:
- "Platform" means the olk88 website accessible at https://olk88.lat, including all pages, sub-pages, features, games, betting markets, and associated services made available by olk88.
- "olk88", "we", "us", or "our" refers to the operator of the olk88 platform and all entities acting on its behalf.
- "You", "your", or "Player" means any individual who accesses the Platform, registers an olk88 account, or uses any service offered on the Platform.
- "Account" means the personal registered account held by a Player on the olk88 Platform, including all associated balance, transaction history, and preference data.
- "Balance" means the total Indonesian Rupiah (IDR) funds currently held in a Player's olk88 Account, comprising deposited funds, settled winnings, and credited bonus funds (where applicable).
- "Bonus Funds" means any promotional credit, free bet, free spin value, or matched deposit amount granted to a Player under the terms of a specific olk88 promotion.
- "Wagering Requirement" means the total cumulative bet volume a Player must place using Bonus Funds before those funds become eligible for withdrawal as cash.
- "KYC" or "Know Your Customer" means the identity and address verification process through which olk88 confirms the identity of a Player prior to processing withdrawal requests or at the Platform's discretion.
- "IDR" or "Rupiah" means Indonesian Rupiah, the sole currency in which all olk88 Account balances are denominated and all transactions are processed.
- "Terms" means these Terms & Conditions as amended from time to time by olk88.
Eligibility
To be eligible to open and maintain an olk88 Account and to use the Platform, you must satisfy all of the following conditions at the time of registration and at all times thereafter:
- Age. You must be at least 21 years of age. olk88 strictly enforces its minimum age policy. If at any time olk88 reasonably suspects that a Player is under the age of 21, the Account will be immediately suspended pending identity verification, and any funds deposited during the period of suspected under-age use may be withheld pending investigation.
- Jurisdiction. You must be accessing the Platform from a jurisdiction in which doing so is not prohibited by applicable law. It is your sole responsibility to determine whether accessing and using olk88 is lawful in your jurisdiction before registering an Account. olk88 primarily serves players resident in Indonesia.
- Legal Capacity. You must have full legal capacity to enter into a binding contract in your jurisdiction of residence. If you are subject to any legal guardianship, trustee arrangement, or court order restricting your contractual capacity, you may not register an Account.
- No Active Self-Exclusion. You must not be subject to any active self-exclusion order, cooling-off period, or responsible gaming restriction that prevents you from gambling. Attempting to circumvent a self-exclusion by registering a new account is a material breach of these Terms.
- Personal Funds. You must only deposit and play with funds that belong to you and that have been obtained through lawful means. You must not use the Platform to process funds on behalf of any third party.
Account Registration
3.1 One Account Policy. Each Player may hold only one active Account on the olk88 Platform. Opening or operating multiple Accounts — whether under the same or different names, email addresses, device identifiers, or payment methods — is strictly prohibited. Where olk88 identifies duplicate accounts, all accounts associated with the same individual will be closed, any pending withdrawals will be suspended, and Bonus Funds will be forfeited.
3.2 Accurate Information. When registering an Account, you agree to provide accurate, complete, and current information. You must promptly update your Account details if any information changes. olk88 is not liable for any loss arising from your provision of inaccurate or outdated information.
3.3 Account Verification. olk88 may, at its sole discretion and at any time, require you to complete KYC verification before processing a withdrawal or granting access to certain features. Verification documents may include a government-issued Indonesian national identity card (KTP), passport, or driver's licence, together with proof of residential address. Failure to provide requested documents within the specified timeframe may result in Account suspension.
3.4 Account Closure by Player. You may request closure of your olk88 Account at any time by contacting olk88 customer support via live chat. Upon closure, any remaining real-money Balance will be returned to you via your most recently used payment method, subject to satisfactory completion of any pending KYC checks. Bonus Funds and unclaimed promotions will be forfeited upon Account closure.
3.5 Account Closure by olk88. olk88 reserves the right to suspend or close any Account at any time where olk88 reasonably suspects a breach of these Terms, evidence of fraud, collusion, abuse of promotions, or any activity that olk88 considers harmful to the integrity of the Platform or other Players.
Account Security
4.1 You are solely responsible for maintaining the confidentiality of your olk88 username and password. You must not share your login credentials with any other person, disclose them on any website or forum, or permit any third party to access your Account.
4.2 olk88 strongly recommends enabling two-factor authentication (2FA) on your Account. 2FA can be configured via your Account settings panel using either Google Authenticator or SMS OTP to a verified Indonesian mobile number.
4.3 You must notify olk88 support immediately upon becoming aware or suspecting that your Account credentials have been compromised, that an unauthorised login has occurred, or that any suspicious activity has taken place on your Account. olk88 will take prompt action to secure the Account upon receiving such notification.
4.4 olk88 is not liable for any losses suffered by you as a result of your failure to safeguard your Account credentials, including losses resulting from unauthorised access obtained through a device left logged in by you, credentials shared voluntarily or inadvertently, or failure to enable available security features.
Deposits
5.1 Accepted Methods. olk88 accepts deposits via the following Indonesian payment channels: bank transfer to BCA, BRI, BNI, Bank Mandiri, and CIMB Niaga; and e-wallet transfers via OVO, DANA, GoPay, ShopeePay, and LinkAja. olk88 does not charge a fee for standard deposits; however, your payment provider may apply their own transaction charges.
5.2 Currency. All deposits are accepted and credited in Indonesian Rupiah (IDR) only. olk88 does not accept deposits in foreign currencies. Any funds received by olk88 in a currency other than IDR will be converted to IDR at the prevailing mid-market exchange rate and any associated conversion loss will be borne by the Player.
5.3 Minimum Deposit. The minimum single deposit amount is Rp 10.000. Deposits below this threshold will not be processed and will be returned to the originating account. Minimum deposit amounts for specific promotions may differ and will be stated on the relevant promotion page.
5.4 Deposit Timing. Deposits via local Indonesian bank transfer are typically credited to the olk88 Account within 1–5 minutes of olk88 receiving the funds. E-wallet deposits are typically credited within 60 seconds. olk88 does not guarantee processing times and is not liable for delays caused by the Player's bank or payment provider.
5.5 Own Funds. You may only deposit funds from payment accounts that are registered in your own name. Third-party deposits are strictly prohibited. If olk88 identifies a deposit originating from a payment account not registered in the Player's name, the deposit will be reversed and the Account may be suspended pending investigation.
Withdrawals
6.1 Eligibility. Withdrawal requests may only be made in respect of real-money Balance (i.e., deposited funds and settled winnings). Bonus Funds that have not yet satisfied the applicable Wagering Requirement may not be withdrawn. Requesting a withdrawal before meeting Wagering Requirements will result in the cancellation of the relevant bonus and the removal of any winnings derived from that bonus.
6.2 Minimum Withdrawal. The minimum single withdrawal amount is Rp 50.000. Requests below this threshold will not be processed.
6.3 Withdrawal Methods. Withdrawals will be processed to the same payment method used for the most recent qualifying deposit where possible. olk88 may require verification before processing a withdrawal to a new or different payment account.
6.4 Processing Times. Standard withdrawal processing times are as follows:
| Payment Method | Typical Processing Time | Notes |
|---|---|---|
| BCA, BRI, BNI, Mandiri, CIMB Niaga | 3–15 minutes | Available 24/7; may be subject to bank maintenance windows |
| OVO, DANA, GoPay | 1–5 minutes | Near-instant for verified accounts |
| ShopeePay, LinkAja | 5–15 minutes | Available 24/7 |
6.5 KYC Requirement. olk88 reserves the right to require completion of KYC verification before processing any withdrawal. Where KYC documentation has been requested, the withdrawal will be held pending verification. Players are encouraged to complete KYC proactively via their Account settings to avoid delays.
6.6 Withdrawal Limits. Maximum withdrawal limits per transaction and per day apply and are displayed within the Player's Account dashboard. olk88 may, at its discretion, apply enhanced due diligence procedures to withdrawals above specified thresholds.
Bonuses & Promotions
7.1 Promotional Terms. All bonuses and promotional offers made available on the olk88 Platform are subject to specific terms and conditions published on the relevant promotion page at the time of claiming. In the event of any conflict between the general Terms and promotion-specific terms, the promotion-specific terms shall prevail in respect of that promotion only.
7.2 Wagering Requirements. Unless explicitly stated otherwise, all Bonus Funds are subject to a Wagering Requirement of at least 10x (ten times) the bonus amount before withdrawal eligibility is granted. The applicable Wagering Requirement multiplier for each promotion will be clearly stated on the promotion detail page.
7.3 Eligible Games. Not all games on the olk88 Platform contribute equally to the satisfaction of Wagering Requirements. The contribution rate for each game type is published on the promotion page. As a general guide: slots typically contribute 100%, live casino games typically contribute 10%–20%, and sportsbook bets typically contribute 100% of the qualifying stake. olk88 reserves the right to update contribution rates with reasonable notice.
7.4 Bonus Abuse. olk88 employs automated and manual systems to detect bonus abuse, including but not limited to: placing low-risk bets solely to satisfy Wagering Requirements (commonly referred to as "bonus hedging"), claiming multiple bonuses using related accounts, and systematic exploitation of promotional mechanics. Where bonus abuse is identified, olk88 reserves the right to void Bonus Funds, remove associated winnings, and close the Account.
7.5 Bonus Expiry. Bonus Funds and associated Wagering Requirements that are not satisfied within the time period stated on the promotion page will automatically expire. Expired Bonus Funds and associated winnings will be removed from the Account Balance without further notice.
7.6 One Bonus at a Time. Players may hold a maximum of one active welcome or deposit match bonus at a time. Promotional free spins and reload bonuses may be available concurrently where explicitly permitted by the relevant promotion terms.
Betting Rules
8.1 Bet Acceptance. All bets placed on the olk88 Platform are subject to acceptance by olk88. olk88 reserves the right to decline, limit, or void any bet at its sole discretion, including where a Player has demonstrated a pattern of placing bets that exploit pricing errors or where market conditions make acceptance inappropriate.
8.2 Pricing Errors. Where a bet is accepted at an odds price that was published in error (a "palpable error"), olk88 reserves the right to void the bet and return the stake to the Player's Account. olk88 will make commercially reasonable efforts to identify and correct pricing errors promptly. Players who knowingly exploit palpable pricing errors will be subject to account review.
8.3 Bet Settlement. All sports bets are settled in accordance with the olk88 Sports Betting Rules applicable to the relevant sport and market, as published on the Platform. In cases of ambiguity, the olk88 Trading team's interpretation of the applicable rules will be final and binding.
8.4 Void Bets. olk88 may void bets in circumstances including but not limited to: event cancellation, postponement beyond the defined settlement window, force majeure events, insufficient player participation, or the subsequent discovery of event manipulation or match-fixing. Stakes on voided bets are returned to the Player's Account Balance.
8.5 Casino Games. All casino games on the olk88 Platform, including live dealer games and slots, are governed by their respective game rules as provided by the game studios. olk88 presents these games in accordance with studio licensing agreements; game outcome and RTP are determined entirely by the certified game engine.
8.6 Malfunction Policy. In the event of a documented system or game malfunction, olk88 reserves the right to void the affected game round or bet and return the Player's stake. The display of an incorrect Balance or potential winning amount due to a malfunction does not constitute a valid claim for payment of that amount.
Prohibited Conduct
The following conduct is strictly prohibited on the olk88 Platform. Engaging in any of the following may result in immediate Account suspension, voiding of all bets and winnings, forfeiture of Balance, and reporting to relevant authorities:
- Fraud and Misrepresentation. Providing false information during registration, KYC, or any other account process; impersonating another individual; using a stolen or fraudulently obtained payment instrument to deposit funds.
- Money Laundering. Using the Platform for any purpose connected with money laundering, terrorist financing, or any other illegal financial activity. olk88 maintains AML controls and will report suspicious activity to competent authorities.
- Collusion. Coordinating with other players, whether at live dealer tables or in any other game format, to gain an unfair advantage over the operator or other players.
- Chargebacks. Initiating a chargeback, payment reversal, or dispute with your bank or e-wallet provider in respect of a valid olk88 deposit. Players who initiate unjustified chargebacks will have their Account closed and the charged-back amount will be pursued as a debt.
- Automated Betting Software. Using bots, scripts, artificial intelligence, or any other automated tool to place bets or interact with the Platform without the explicit written consent of olk88.
- Exploitation of Errors. Knowingly exploiting software bugs, pricing errors, or any technical vulnerability of the Platform for financial gain.
- Multiple Accounts. Registering or operating more than one Account for the purpose of claiming bonuses multiple times or circumventing account restrictions.
Responsible Gaming
10.1 olk88 is committed to promoting responsible gaming and maintaining a safe environment for all Players. olk88 enforces a strict minimum age of 21 years and actively promotes the use of responsible gaming tools available within all Player accounts.
10.2 Player Controls. The following responsible gaming tools are available to all registered olk88 Players free of charge via the Account settings panel:
- Deposit Limits — set daily, weekly, or monthly maximum deposit amounts
- Loss Limits — cap the maximum net loss permitted over a defined period
- Session Time Reminders — receive alerts when you have been logged in for a specified duration
- Cooling-Off Period — take a temporary break from gambling for 24 hours, 7 days, or 30 days
- Self-Exclusion — permanently close your Account and block re-registration for a minimum period of six months
10.3 If you believe your gambling is becoming problematic, please visit the olk88 Responsible Gaming page for detailed guidance, self-assessment tools, and contact information for support organisations. You can also contact olk88 live chat support at any time to request immediate activation of any responsible gaming tool.
Limitation of Liability
11.1 The olk88 Platform is provided on an "as is" and "as available" basis. To the maximum extent permitted by applicable law, olk88 disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
11.2 olk88 shall not be liable to you for any indirect, incidental, special, consequential, or punitive loss or damage arising out of or in connection with your use of the Platform, including but not limited to: loss of profits, loss of data, loss of goodwill, service interruption, computer or device damage, or the cost of substitute services.
11.3 olk88's total aggregate liability to you in respect of any claim arising under or in connection with these Terms or your use of the Platform shall not exceed the total net deposits made by you to olk88 in the thirty (30) days preceding the event giving rise to the claim.
11.4 Nothing in these Terms shall limit olk88's liability for death or personal injury caused by its negligence, fraud, or any other liability that cannot lawfully be excluded or limited.
11.5 olk88 is not liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to: acts of God, natural disasters, governmental actions, internet service provider outages, DDoS attacks, or third-party payment processor failures.
Intellectual Property
12.1 All content on the olk88 Platform, including but not limited to the olk88 brand name, logo, website design, text, graphics, game interfaces, and software, is the property of olk88 or its licensors and is protected by applicable intellectual property laws.
12.2 You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for your personal, non-commercial entertainment purposes. This licence does not permit you to: copy, modify, distribute, reverse-engineer, or create derivative works from any Platform content; use the olk88 brand or trademarks without express written consent; or scrape, harvest, or systematically extract data from the Platform.
12.3 Any feedback, suggestions, or ideas you submit to olk88 regarding the Platform may be used by olk88 at its sole discretion without any obligation of confidentiality or compensation to you.
Amendments to These Terms
13.1 olk88 reserves the right to amend, update, or replace these Terms at any time. Where a change is material — meaning it meaningfully affects Players' rights or obligations — olk88 will provide at least seven (7) days' advance notice by publishing a notice on the Platform's homepage or by sending a notification to registered Players' contact email addresses.
13.2 Your continued use of the Platform after the effective date of any amended Terms constitutes your acceptance of those amended Terms. If you do not accept the amended Terms, you must cease using the Platform and may request Account closure as described in Section 3.4.
13.3 The current version of these Terms, together with the date of last revision, is always accessible at https://olk88.lat/terms-conditions. Players are encouraged to review these Terms periodically.
Governing Law & Dispute Resolution
14.1 These Terms shall be governed by and construed in accordance with the laws applicable to the jurisdiction in which olk88 is incorporated and licensed to operate as an internationally regulated online gaming platform.
14.2 In the event of any dispute between you and olk88 arising out of or in connection with these Terms or your use of the Platform, the parties shall first attempt to resolve the dispute through good-faith negotiation. You may raise a dispute by contacting olk88 customer support via live chat or by email at [email protected]. olk88 will endeavour to respond to all formal dispute notifications within five (5) business days.
14.3 If a dispute cannot be resolved through negotiation within thirty (30) days of the initial notification, both parties agree to submit the dispute to binding arbitration conducted under internationally recognised arbitration rules. The language of arbitration shall be English. The arbitrator's decision shall be final and binding on both parties.
14.4 Nothing in this clause shall prevent olk88 from seeking urgent injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property or prevent ongoing harm to the Platform or other Players.
Contact Information
If you have any questions, concerns, or complaints regarding these Terms & Conditions, the olk88 Platform, or your Account, please contact olk88 using the details below. Our customer support team operates 24 hours a day, 7 days a week, including all Indonesian national holidays.
Email: [email protected]
Live Chat: Available 24/7 via the olk88 Platform
Response Time: Under 90 seconds via live chat; within 24 hours via email
Languages Supported: English and Indonesian (Bahasa Indonesia)
For responsible gaming support, deposit limit requests, self-exclusion, or account cooling-off requests, please also refer to our dedicated Responsible Gaming page for additional guidance and resources.